Definition: The word 'full insurance cover' refers to a type of coverage that provides comprehensive coverage for all risks, including physical damage, liability, and property damage. In other words, it covers the costs related to the loss or damage caused by an insured's own acts, whether intentional or unintentional, which result in losses from fire, theft, or storm. Definition: Full insurance cover means that a policy provides comprehensive protection for all risks, including physical damage, liability, and property damage. This type of coverage is designed to protect both the insured and their property against any losses resulting from their acts, whether intentional or unintentional.